The Reserve Bank of India has issued updated cybersecurity guidelines mandating enhanced data localization standards, mandatory vulnerability assessments, and continuous security operations center (SOC) monitoring for non-bank Payment Aggregators (PAs) …
Wealthtech platforms in India are experiencing rapid user growth by offering retail investors access to fractionalized, high-yield corporate bonds and structured debt instruments. By leveraging digital issuance frameworks and lowered …
To combat rapid cyber-financial crimes and mule account networks, a centralized Digital Fraud Intelligence Registry developed by joint regulatory and industry bodies has gone fully operational across India’s banking and …
The implementation of UPI Lite—an on-device wallet framework designed for low-value daily transactions—has achieved notable adoption metrics across India, significantly optimizing core banking processing infrastructure while accelerating small-ticket digital payment …
India’s insurance sector is witnessing a digital distribution revolution driven by insurtech platforms offering contextual, bite-sized micro-insurance products bundled seamlessly into everyday e-commerce, ticketing, and mobility workflows. By integrating insurance …
India’s embedded finance ecosystem—where non-financial brands, e-commerce platforms, and tech startups integrate credit and banking capabilities into customer workflows—is undergoing significant structural recalibration following updated regulatory guidelines regarding co-branded credit …
As QR-based UPI payments reach universal acceptance across Indian retail stores, payment aggregators and hardware providers are rolling out next-generation smart soundboxes equipped with advanced anti-fraud verification technology. The technological …
In response to emerging operational risks and aggressive marketing practices, the Reserve Bank of India (RBI) has issued stringent regulatory directives governing Peer-to-Peer (P2P) lending platforms operated by registered NBFC-P2Ps. …
Artificial Intelligence (AI) and Natural Language Processing (NLP) technologies are transforming India’s digital payment landscape through the rapid emergence of conversational payment solutions. Designed to bridge the digital divide for …
NPCI International Payments Limited (NIPL), the international arm of the National Payments Corporation of India, has achieved major breakthroughs in expanding UPI’s global footprint. Through strategic alliances with overseas central …
